RB insuranceReal People. Real Protection.
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Toowoomba insurance brokers

Ready to get your cover sorted?

General insurance for Toowoomba businesses, farms and families, from the team behind RB finance.

From the team behind RB finance | Rated 5.0 from 86 Google reviews | Award-winning Toowoomba brokers

Insurance from the people you already know

RB insurance is the general insurance arm of RB finance, Toowoomba's award winning finance brokerage. We arrange cover for the things our clients finance every day: businesses, farms, machinery, vehicles and homes across the Darling Downs. You deal with a local broker who compares options across multiple insurers, explains them in plain English and stays in your corner when it is time to claim.

What we cover

Twelve kinds of cover, one local team. Every policy arranged by a broker who knows your business, not a call centre.

Business

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Business insurance

One pack covering your premises, contents, stock and liability.

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Public liability

Cover if your business injures someone or damages their property.

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Professional indemnity

Cover for advice and professional services if a client claims you got it wrong.

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Commercial property

Cover for the buildings you own or lease across Toowoomba and the Darling Downs.

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Plant and equipment

Cover for machinery, attachments and mobile plant, on site and in transit.

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Commercial motor and fleet

Utes, trucks and work vehicles, insured for how you actually use them.

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Farm and rural

Property, machinery, livestock and liability for Darling Downs farms.

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Cyber

Cover for data breaches, ransomware and the costs that follow.

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Management liability

Protection for directors and owners against claims arising from running the business.

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Personal

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Home and contents

Cover for your home and the things in it.

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Landlord

Cover for your investment property, including loss of rent.

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Motor vehicle

Comprehensive cover for the cars in your driveway.

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Talk to a Toowoomba broker today

Finance and insurance under one roof

When RB finance arranges your loan, we already know your settlement date and exactly what cover your lender requires. So your certificate of currency is ready before the bank asks for it, not scrambled together the afternoon before settlement.

Equipment finance

Plant and equipment cover, with your financier noted on the policy.

Commercial property loan

Building cover in place before the loan settles.

Vehicle and truck finance

Comprehensive motor cover from the day you drive it out.

Real people. Real cover. Really local.

An actual Toowoomba office

Sit across a desk from your broker. 279 Ruthven Street, Toowoomba City QLD 4350.

The track record

Our finance arm is rated 5.0 from 86 Google reviews and was named Best Regional Broker at the 2022 Better Business Awards (QLD).

Backed by a national licensee

We operate as a Corporate Authorised Representative of Sirius Insurance (AFSL 550946), with access to Australia's largest general insurance broker network through Steadfast.

Claims in your corner

When something goes wrong, we manage the claim and deal with the insurer for you.

What people say about working with RB

5.0

86 Google reviews for RB finance

[PLACEHOLDER: insurance client testimonials will appear here as they are earned]

The team behind it

RB insurance is led by Ryan Baddock, the founder of RB finance. Ryan spent more than a decade in banking with NAB and ANZ before starting RB finance in Toowoomba, and was named Commercial and Equipment Finance Broker of the Year at the 2022 MFAA Excellence Awards, for Queensland and nationally.

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Ryan Baddock

Managing Director

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Where we work

Based in Toowoomba, working across the Darling Downs.

ToowoombaHighfieldsOakeyPittsworthGattonCrows NestDalbyWarwickand surrounds

Frequently asked questions

Call (07) 4633 9825Request a quote